Monday, 13 September 2010

Numéro de déclaration d'existence

What?
Basically, to be able to write "conventions de formation" you need a "numéro de déclaration d'existence." The convention de formation means your clients can claim back the cost of the training from the OPCA
(organismes paritaires collecteurs agrées http://www.travail-solidarite.gouv.fr/informations-pratiques,89/fiches-pratiques,91/formation-professionnelle,118/les-organismes-paritaires,1082.html)

Where?
http://www.idf.pref.gouv.fr/dema/formation_prof.htm
for Ile de France only, as this is managed by region

What do I need again?
- 3 copies of their form (download from website)
- a copy of your first "convention de stage" or "contrat de formation" (signed less than 3 months ago)
- list of students and their jobs
- list of teachers, including yourself, with job title and qualifications
- your police record (see previous post)
- recent (calendar year) copy of your SIREN (see previous post)

Where do I send it? (in triplicate...)
for Ile de France:
service régional de Contrôle
210, quai de Jemmapes
CS 90105
75468 PARIS CEDEX 10

for other regions, check your prefecture website

As with all French bureacracy, it takes a while. In the meantime, you just write "numéro de déclaration d'activité : en cours d'attribution" on your conventions and official documents.

Monday, 10 May 2010

attestation INSEE or URSSAF

Why do I need this?

Certain administrations need the up to date document from the Urssaf (année en cours).

Don't panic, France is modernising.

Go to www.sirene.fr
Type in your Siren (first 9 numbers of your Siret)
Click on entreprise and you can save as a pdf document or print directly

Easy!

Bulletin n°3 du casier judiciaire

Why do I need this?

If you want to be able to issue "conventions de stage" you will need to provide certain documents (more later), including your criminal record.

As a foreigner, you have to send an email to cjn@justice.gouv.fr stating your surname, married name, first names, date and place of birth (town & country). Then attached your scanned ID and email them.

I have just done it. Fingers crossed.

Thursday, 4 February 2010

How much should I charge?

There are two important issues here:

1) How much are you prepared to work for?

Taking into account transport time and preparation; 30€ / hour does not sound as good when you factor in
- 45 minutes to get to class
- 1h30 class
- then 45 minutes to get to the next class
and therefore brings you just 45€ for 3 hours’ work
or 15€ an hour
on which you pay tax/social contributions, up to 20-22%

2) What is the going rate?

Consider where you work (Paris, suburbs, 35km from Clermont Ferrand...),
who you work with/teach (language school, retired pharmacist, multinational company, pupil in 6ème...)
and, what you are doing (translation, coaching, general English lessons, specialist lessons...)

As a guideline
- Language schools determine their own rates which are rarely negotiable. It can be anything from 35€/hour to 50€/hour, or more, depending on the type of class and the expertise required.
- A quick survey shows that individual private tuition for children or teenagers in Paris is paid about 25-30€/hour
- Language schools charge companies (as part of the "formation continue") anything from 40€/hour to 70€/hour, or more.

CIEL auto entrepreneur

Ciel has kindly put a free version of their small business software online for auto entrepreneurs.

This software package means you can manage your proposals, invoices and keep basic accounts.
It’s simple to use and can be downloaded here: http://www.ciel.com/ciel-logiciel-auto-entrepreneur.aspx

Once you have your SIRET number, you can register for the full version (still completely free).

what's coming next

I am currently working on the "what to charge" message,
and all I can find on additional paperwork (eg. numéro de déclaration d'existence)

Any suggestions welcome

Wednesday, 3 February 2010

Declaring your earnings

Taking money away from you is something French bureacracy does very well, so this is easy peasy. They will not forget you!

You either:
create an account on www.net-entreprises.fr and declare your earnings every quarter
or, wait for the Urssaf to send you a paper, fill it out and send it back.

Don't do both; it’s one or the other.

Don't declare earnings for which you have a pay slip, or you will pay social charges twice; continue to declare those every year on your income tax form.

Filling out the form

Go to https://www.cfe.urssaf.fr/autoentrepreneur/CFE_Declaration

DO NOT TAKE THIS INFORMATION AS GOSPEL! IT’S JUST A GUIDELINE BASED ON MY LIMITED EXPERIENCE!

It’s apparently very simple, and takes just 10 minutes to fill out the form. That was not my experience, and so to simplify things for others like me, here are a few pointers:

First line : EFL teachers are considered to be “activités liberales”.
Another choice then pops up : check Google but I ticked “CIPAV” as we are considered “expert”

The next lines are quite straightforward. Don’t forget to click on the ACCRE if you are unemployed at the time of taking this new status.
NB you cannot do the ACCRE declaration online; you have to print it out and sent it to the URSSAF. They will take several months to reply, and have to be chased up to get the “attestation” that you need to access unemployment benefits. Do not give up. They will send it if you call them… several times.

You also have to choose the “organisme d’assurance maladie”. According to various forums, the issue here is to choose one that has offices you can get to. This is obviously an important criterion if you live in the Puy de Dôme, 35km from Clermont Ferrand, but less of one if you live in Ile de France.

You can choose the “versement libératoire de l’impôt sur le revenu ». This means your income tax is calculated directly rather than having to fill out your income tax declaration once a year.

Finally, click on print or télédéclaration.
NB clicking on télédéclaration DOES NOT GENERATE AN AUTOMATIC EMAIL!! But don’t panic.
You have to wait up to 10 days to get an email saying they have received your file and it is being dealt with.
DO NOT fill out the form again or you will get two SIRET numbers and get caught up in all kinds of bureaucracy.

Thursday, 28 January 2010

Who is the auto-entrepreneur status for?

  • EFL teachers with marketable skills and good presentation; you need to be able to identify your strengths and sell yourself to potential clients.
  • People with good organizational skills, capable of autonomy; you need to be able to manage your schedule and keep up with the paperwork (website, brochure, proposals, programmes, invoicing) especially at the beginning.
  • Anyone with a minimum level of French (or kind friends); the admin does require a certain level of French.

What are the advantages of auto-entrepreneur status for an EFL teacher?

In order to work in some Parisian language schools, teachers are being required to have auto-entrepreneur status. We can all see the benefits to the employer : no paperwork, no employers’ charges on your hourly rate, no obligation to give regular work.

But what is in it for you as a teacher?

You only pay tax or social charges on your real earnings. If you earn nothing, you pay nothing.
These social and fiscal charges will represent a maximum of 23% of your turnover for services (consulting, private lessons, workshops).

You diversify your client base and manage the quiet months better : with A-E status, you can work in higher education (universities or business schools), language schools, and/or with private clients (individuals or businesses) doing teaching, coaching or translation.

You become easily employable, from 5 hours to 500 hours’ work, invoicing each employer at the end of the month.

So, where’s the catch?
Unlike the “independent” status, you can’t claim VAT on purchases, transport costs (monthly travelcard) or lunch expenses.
So, no “free” lunches, laptops or iphones…
And your earnings are capped at 32 000 € per year.

The auto-entrepreneur status in a nutshell

Click on the title to link to a translation of the official auto-entrepreneur document.

In the past small businesses or freelancers have found it difficult to pay social charges and taxes because figures have been based on government projections, leaving many with bills before they have earned a centime.

But the auto-entrepreneur system allows new start-ups the opportunity to pay tax and social charges each month or each quarter based upon their turnover, and so alleviate some of the initial costs.